Terms and Conditions
Tennessee Center for Employee Ownership (TNCEO)
Last Updated: October 15, 2026
Welcome to the Tennessee Center for Employee Ownership (TNCEO) website. By accessing or using our website, resources, forms, programs, or services, you agree to these Terms & Conditions.
Please review these terms carefully. If you do not agree with these terms, you should discontinue use of our website and online services.
1. About Tennessee Center for Employee Ownership
Tennessee Center for Employee Ownership (TNCEO) provides education, resources, technical assistance, and support to help Tennessee businesses, employees, and communities explore and advance employee ownership.
Our website provides information about employee ownership, educational opportunities, events, consultations, programs, and resources available through TNCEO and its partners.
Website:
https://tnceo.org/
2. Use of Our Website
You agree to use the TNCEO website and its resources for lawful purposes.
When using our website, you agree not to:
- Submit false, misleading, or fraudulent information.
- Attempt to gain unauthorized access to our website or systems.
- Interfere with the functionality or security of our website.
- Use our website or its content in ways that violate applicable laws or regulations.
- Reproduce or distribute website materials without appropriate permission, except as otherwise permitted by law.
TNCEO reserves the right to restrict access to its website or services when necessary to protect its operations, users, or systems.
3. Educational Resources and Information
TNCEO provides educational information and resources related to employee ownership, business succession planning, and related topics.
Information available through our website, events, consultations, and educational materials is intended for general informational and educational purposes.
While we strive to provide accurate and useful information, TNCEO does not guarantee that all information will be complete, current, or applicable to every individual or business situation.
Information provided by TNCEO should not be considered a substitute for professional legal, financial, tax, or other specialized advice.
We encourage business owners and other visitors to consult qualified professionals when making decisions specific to their circumstances.
4. Programs, Applications, and Consultations
TNCEO may offer consultations, technical assistance, educational programs, events, and other services.
Participation in certain programs or services may require registration, an application, eligibility screening, or additional documentation.
By submitting information through our website or associated forms, you agree to provide accurate and complete information to the best of your knowledge.
Submission of an application, inquiry, or registration does not guarantee eligibility, acceptance, funding, or participation in any particular program or service.
TNCEO may establish additional terms, eligibility requirements, participation agreements, or program guidelines for specific services.
Where applicable, those additional requirements will be communicated as part of the relevant program or application process.
5. Email Communications and Newsletter Subscriptions
When you voluntarily subscribe to TNCEO's newsletter or opt in to receive email communications, you may receive:
- Monthly newsletters
- Educational resources and employee ownership information
- Program updates and announcements
- Upcoming events and educational opportunities
- Other relevant TNCEO news and resources
You may unsubscribe from marketing emails at any time by selecting the unsubscribe link included in our email communications.
TNCEO may also send non-promotional emails related to inquiries, appointments, applications, or services you have requested.
6. SMS and Text Messaging Terms
SMS Program Description
Tennessee Center for Employee Ownership (TNCEO) may send text messages to individuals who have expressly opted in to receive SMS communications.
These messages may include transactional communications related to services requested from TNCEO, such as appointment confirmations, consultation reminders, responses to inquiries, service updates, and other relevant notifications.
TNCEO will only send marketing or promotional text messages when separate consent has been obtained for those communications.
SMS Consent
By voluntarily selecting the applicable SMS consent checkbox on a TNCEO form, you agree to receive text messages from Tennessee Center for Employee Ownership (TNCEO) at the phone number provided.
Consent to receive SMS communications is optional and is not a condition of submitting an inquiry, scheduling a consultation, or receiving TNCEO services.
Providing a phone number alone does not constitute consent to receive automated text messages.
Message Frequency
Message frequency may vary depending on your interactions with TNCEO, scheduled appointments, and services requested.
Message and Data Rates
Message & Data rates may apply.
Charges may vary depending on your mobile carrier and wireless service plan.
Opt-Out Instructions
You may opt out of receiving text messages from TNCEO at any time by replying STOP to any SMS message.
After opting out, you may receive a final confirmation message acknowledging your request.
Help and Support
Reply HELP for help or STOP to opt out.
For additional assistance, please contact TNCEO through our website at https://tnceo.org/.
Carrier Disclaimer
Mobile carriers are not liable for delayed or undelivered messages.
SMS Privacy
TNCEO respects your privacy and handles personal information, including phone numbers and messaging consent, in accordance with our Privacy Policy.
SMS opt-in information and consent will not be sold or shared with third parties for their independent marketing purposes.
Information may be processed by messaging service providers as necessary to deliver SMS communications on TNCEO's behalf.
For more information, please review our Privacy Policy at
https://www.tnceo.org/privacy-policy.
7. Third-Party Platforms and Services
TNCEO may use third-party platforms and service providers to support its website, communications, forms, program administration, and other organizational operations.
These may include KMS (Keep More Systems), Zolidar, and other technology or service providers.
When you submit information through forms or services supported by third-party platforms, your information may be processed or stored by those providers to support TNCEO's operations.
Use of certain third-party services may also be subject to the provider's own terms and privacy policies.
TNCEO is not responsible for the independent operations, availability, or privacy practices of third-party websites and services outside its control.
8. External Links and Resources
Our website may contain links to external websites, educational resources, partner organizations, and service providers.
These links are provided for informational purposes and convenience.
Unless expressly stated otherwise, the inclusion of an external link does not constitute an endorsement or guarantee of the products, services, or information provided by that third party.
TNCEO is not responsible for the content, accuracy, security, or availability of external websites.
9. Intellectual Property
Unless otherwise indicated, the content on the TNCEO website, including text, graphics, logos, educational materials, and other resources, is owned by TNCEO or used with appropriate permission.
Visitors may access and use publicly available materials for personal, educational, or informational purposes.
Commercial reproduction, redistribution, or modification of TNCEO materials may require prior written permission.
Third-party trademarks, logos, and other intellectual property remain the property of their respective owners.
10. Privacy and Personal Information
Your use of the TNCEO website and services is also governed by our Privacy Policy.
Our Privacy Policy explains how we collect, use, store, protect, and share personal information, including information submitted through contact forms,
newsletter subscriptions, program applications, and SMS communications.
Please review our Privacy Policy at:
11. Website Availability and Changes
TNCEO makes reasonable efforts to maintain an accessible and functional website.
However, we cannot guarantee uninterrupted access to our website, forms, resources, or online services.
We may update, modify, suspend, or discontinue website content, features, or services as necessary.
12. Limitation of Liability
To the extent permitted by applicable law, TNCEO is not responsible for losses or damages arising from the use of, or inability to access, its website or general educational materials.
TNCEO does not guarantee specific business, financial, legal, or operational outcomes resulting from the use of information or resources provided through its website.
Nothing in these Terms & Conditions excludes liability that cannot lawfully be excluded.
13. Changes to These Terms & Conditions
TNCEO may update these Terms & Conditions periodically to reflect changes in its website, services, communications, organizational practices, or applicable requirements.
Any updates will be published on this page with a revised effective date.
Continued use of the website following the publication of updated terms constitutes acceptance of those changes to the extent permitted by applicable law.
14. Governing Law
These Terms & Conditions are governed by the applicable laws of the State of Tennessee and the United States, without regard to conflict-of-law principles, except where otherwise required by law.
Contact Information
If you have questions about this Privacy Policy or how your personal information is collected, used, or protected, please contact:
Tennessee Center for Employee Ownership (TNCEO)
Website: https://tnceo.org/
Contact: https://tnceo.org/contact-us/



